CareOneFinancials (the “Company,” “us,” or “we”), a lead generation and online marketing company, owns and operates this website (the “Site”). We respect your privacy.

This Privacy (“Policy”) identifies and describes the way the Company handles and protects the information you may provide when you visit this Site and our practices for collecting, using, maintaining, protecting and disclosing that information.

Please read our privacy Policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your personal information in connection with your use of this Site. If you do not agree with our Policy, you may not use our Site. By accessing or using this Site, you agree to this Policy. This Policy may change from time to time. Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.

The Site is used to provide information to consumers and ways for consumers to receive information from third party vendors (collectively, “Services”).

Information We Collect

There are two types of information we, or our preferred partners/vendors, may collect: “Personally identifiable information” (“PII”) and non-personally identifiable information (“non-PII”). PII is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Non-PII is information that cannot identify the individual person and is used in the aggregate to provide general information about the users of the Site. Often we do not collect your Social Security number but if we do our Policy (1) protects the confidentiality of Social Security numbers, (2) prohibits unlawful disclosure of Social Security numbers, and (3) limits access to Social Security numbers.

PII: PII may include your full name, address, telephone number, and email address that you submit on this Site.

Non-PII: Non-PII is information that identifies your computer and its navigational patterns through the Services provided by this Site (but not a specific user). We may automatically collect NonPII when you visit the Site, through the use of a variety of tools including cookies (small text files that are stored on a user’s computer for record-keeping purposes and which contain information about that user’s computer), or other available analysis or collection technologies.

How We Use and Share Information

Use of Information

We use the information we collect to (a) provide, maintain, and protect the Services; (b) notify you of promotions, special events, new services and special offers, for example, through e-mails; (c) tailor our product offerings, customer service and overall experience; (d) improve the content, operation, appearance and utility of the Services; (e) conduct surveys, research and evaluations; (f) troubleshoot and resolve disputes; (g) gather demographic data and (h) accomplish other administrative tasks.


Cookies are small bits of code, usually stored on a user’s computer hard drive, which enable a Website to “personalize” itself for each user. Cookies allows us to identify files on your computer and record your preferences and other data about your visit to our Site so that when you return to the Site we are aware of who you are and can help personalize your next visit here. Please note that cookies may be linked to PII about you. The use of cookies allows us to keep track of your information and prevents you from having to reenter your information at each connection. Potential consumer tracking data collected by us is used to optimize your experience by delivering targeted advertising (or allow third parties to deliver targeted advertising) on our Site and the websites of our preferred partners/vendors.

Push Notifications/Alerts:

We may use push notifications and alerts to notify you of services and/or products that you have expressed interest in on multiple devices. If you no longer wish to receive these types of communications, you may turn them off at the device level. To ensure you receive proper notifications, we may need to collect certain information about your device such as operating system and user identification information. You may opt-out of push notifications or alerts through your browser settings.

Web Beacons:

Pages on our Site may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). Web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons.

User Profiles:

The Company may aggregate PII, Non-PII, Log File information, Web Beacon Information, and Cookie Information in order to create a profile of a user or users of the Site.

Third Parties:

When you register with the Site, you explicitly authorize us to share your information with our preferred partners/vendors so that they may to contact you via email, SMS, ,telephone and/or direct mail. WE RESERVE THE RIGHT TO SELL, RENT OR TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN OUR SOLE DISCRETION. By visiting our Site, YOU AFFIRMATIVELY ACKNOWLEDGE, CONSENT, AND AGREE TO THE TERMS AND CONDITIONS AND PRIVACY POLICY. YOU FURTHER AFFIRMATIVELY CONSENT, AGREE TO, AND AUTHORIZE THE COMPANY, ITS PARTICIPATING PROVIDERS AND THIRD PARTIES ACTING ON THEIR BEHALF TO CONTACT YOU VIA: 1) COMMERCIAL EMAIL MESSAGES SENT ELECTRONICALLY TO THE EMAIL ADDRESS PROVIDED; 2) MARKETING/TELEMARKETING MESSAGES BY TELEPHONE, INCLUDING YOUR WIRELESS NUMBER IF PROVIDED, USING LIVE OPERATORS, AUTOMATED TELEPHONE DIALING SYSTEMS, PRE-RECORDED MESSAGES, TEXT MESSAGES (SMS AND MMS), EVEN IF YOUR TELEPHONE NUMBER IS CURRENTLY LISTED ON ANY STATE, FEDERAL, LOCAL OR CORPORATE DO NOT CALL LIST. YOUR CONSENT TO BEING CONTACTED IS NOT REQUIRED IN ORDER TO SUBMIT YOUR APPLICATION OR TO PURCHASE GOODS OR SERVICES AND MAY BE REVOKED AT ANY TIME. Your information, including your PII, may be sold to preferred partners/vendors. We may also sell your information, including your PII to other affiliated companies, and with other trusted vendors and business partners. Some business partners include companies who provide business services to us or on our behalf, such as to market products or services to you, monitor Services activity, help to maintain our customer database, and administer emails, surveys or other contests. We may send personally identifiable information about you to non-affiliated companies that are not directly or indirectly controlled by, or under common control of our Company. The personal information collected on this site and by third parties will be used to operate the Site and to provide the services or products or carry out the transactions you have requested or authorized. We may change or broaden the use of your personal information at any time. We may also use your personal information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, banner advertising, and other possible uses.


If you decide that you are no longer interested in receiving SMS or email communications from us, you may follow the instructions in our SMS or emails to unsubscribe from our email list or by emailing us at: If you wish to opt-out of disclosure and to be excluded from our mailing list, please email us at: As to communications from our preferred partners/vendors, affiliated companies, trusted vendors and business partners, please follow the instructions to opt-out in those entities’ communications.

Legal Compliance/Other Information Disclosure:

We also reserve the right to disclose your information in good faith as required by law, in response to legal process including law enforcement requests, and with any person or entity that may acquire all or any part of our business or assets, in connection with any change in control of us, and where needed to prevent fraud and to protect the safety, property, or legal rights of users or our affiliates. We may also disclose your information to manage and protect our information technology infrastructure and security. We may also disclose your information for any other purpose with your consent. We may share non-PII at any time for any purpose.

Revocation of Consent to Use PII

You may revoke consent at any time for any use of PII collected from you under this Privacy Policy. To revoke consent, indicate by emailing us at PLEASE NOTE: Data collected may be sold or transferred to our preferred partners/vendors which takes place immediately in real-time. Should you decide to unsubscribe, opt-out or revoke consent, your data may have already been sent to our preferred partners/vendors. We cannot revoke your information from a third party if it has already been sold. We will remove your PII from our internal programs and further communication from CAREONEFINANCIALS will cease, except for administrative matters.

Third Party Information Collection/”Do Not Track”

With respect to Ad Servers:

To try and bring you offers that are of interest to you, we have relationships with other companies that we allow to place ads on our Site. As a result of your visit to our Site, ad server companies may collect information such as your domain type, your IP address and clickstream information. For further information, consult the privacy policies of the companies representing the ads or

Third parties with whom we partner to provide certain features on the Site or to display advertising based upon your web browsing or application activity use Flash cookies and HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5. To manage Flash cookies, please click here:

“Do-Not-Track” is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third-parties. We do not currently respond to Do-Not-Track signals.

If you wish to limit the collection of information by us or third party partners to provide you with advertising based upon your website browsing activities and interests, you may click [] to opt out. To opt out of targeted advertising on your mobile device, iOS users can click here: to learn how to limit ad tracking and Android users can click here: learn how to opt out of interest-based ads. Please note that opting out of interest-based/targeted advertising does not limit all advertising. You will continue to receive generic advertisements.

How to Access or Modify Your Information

We strive to keep all personal information accurate and complete. You are always fully in control of the information that we maintain to assist you. You can change your personal information at any time and as often as necessary. You can also request that information be deleted. Information may be withheld or exempted from deletion if this is required by law or is part of a fraud investigation, or as otherwise as described above in the Use of Information section. You may access and modify your personal information by writing to us at:




Storage and Security

We will retain PII, including user location information, only as long as our business needs require. We will then destroy or render unreadable any such information upon disposal. We believe the security of your information is a serious issue and we are committed to protecting the information we receive from you. We use commercially reasonable security measures to protect against the loss, misuse and alteration of your information under our control. Although we take precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure. Although we have agreements and vetting procedures in place for third parties, we are not responsible for the actions of any third parties that may receive any such information. You should note that the security of your personal information also depends on you. Please do not communicate any information to us through unsecured channels, such as when you are in public areas. Where we have provided you or you have chosen a password, access code, or similar security feature, you must keep the password, access code or security feature confidential. Please do not share your password with anyone. If you believe your password or account has been compromised, please contact us immediately at, or by writing to us at:




COPPA (Children Online Privacy Protection Act)

Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or provide any information about yourself to us, including your name, address, telephone number, e-mail address or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at, or by writing to us at:




We do not specifically market to children under the age of 18. Children under the age of 18 may not use the services on this Site.

Telephone Consumer Protection Act

This Policy constitutes our Do Not Call Policy under the Telephone Consumer Protection Act for all consumers and applicable state law. When you talk with us by telephone your conversation may be monitored or recorded by us. We maintain an internal Do Not Call preference list. Do Not Call requests will be honored within 30 days and will be effective for at least five years from the date of the request. No telemarketing calls will be made to residential or cellular phone numbers that appear on the Do Not Call list.

Our Company has a strict “anti-spam” policy for itself and its business partners and vendors. You will not receive our e-mails unless you submit your e-mail address to us or register on one of our websites to receive communications.

You may tell us not to solicit you at your postal mailing address, telephone number or e-mail address. If you elect not to receive marketing offers by postal mail, telephone and/or e-mail, please note that we may continue to contact you as necessary to service your account and for other nonmarketing purposes. We may also continue to provide marketing information in your regular account mailings and statements, including online and electronic communications.

California Online Privacy Protection Act and Other Applicable Laws

California Civil Code Section § 1798.83 permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to or write us at:




Notice to Vermont Residents

In response to Vermont regulations, we automatically treat accounts with Vermont billing addresses as if you requested that we not share your information with nonaffiliated third parties, and that we limit the information we share with our affiliates. If we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.

Notice to Nevada Residents

We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by requesting that we cease calling you by contacting us directly and making such request in writing Nevada law requires that we also provide you with the following contact information:
Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; e-mail:

Notice to Users Outside of the United States

This Online Privacy Policy is intended to cover collection of information on our Sites from residents of the United States. If you are visiting our Sites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Notice.

Changes to Privacy Policy

We may change this Privacy Policy at any time. When we do, we will revise the updated date at the bottom of this page. The revised Privacy Policy will be effective immediately when posted on the Site. We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically to learn of any revisions to this Privacy Policy. Your continued use of the Site after the effectiveness of such revisions will constitute your acknowledgment and acceptance of the terms of the revised Policy.